.vc-pkv-page{background:#fff;}
.vc-pkv-hero{padding:90px 0 70px;background:radial-gradient(circle at top right,color-mix(in srgb,var(--vtc-blue-dark) 10%,transparent),transparent 35%),linear-gradient(135deg,#f7f9fc 0%,#eef3f8 100%);}
.vc-eyebrow{display:inline-block;margin-bottom:14px;font-size:.82rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--vtc-blue-dark);}
.vc-pkv-hero h1{font-size:clamp(3rem,5vw,5rem);line-height:.95;letter-spacing:-.05em;font-weight:850;color:var(--vtc-blue-dark);margin-bottom:1.5rem;max-width:11ch;}
.vc-pkv-hero .lead{font-size:1.18rem;color:#4b5563;max-width:650px;margin-bottom:32px;}
.vc-trust-row{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:34px;}
.vc-trust-item{background:#fff;border:1px solid #e5e7eb;border-radius:18px;padding:14px 18px;min-width:135px;box-shadow:0 12px 30px rgba(15,23,42,.06);}
.vc-trust-item strong{display:block;font-size:1.08rem;color:#111827;}
.vc-trust-item span{font-size:.88rem;color:#6b7280;}
.vc-btn-primary{background:var(--vtc-blue-dark);color:#fff!important;border-radius:999px;padding:14px 28px;font-weight:800;text-decoration:none;display:inline-flex;align-items:center;justify-content:center;white-space:nowrap;}
.vc-btn-primary:hover,.vc-btn-primary:focus,.vc-btn-primary:active,.vc-btn-primary:visited{color:#fff!important;}
.vc-trustline{margin-top:18px;color:#6b7280;font-size:.95rem;}
.vc-trustline strong{color:var(--vtc-blue-dark);font-weight:700;}
.vc-info-card{background:#fff;border-radius:30px;padding:36px;box-shadow:0 28px 70px rgba(15,23,42,.12);border:1px solid #e5e7eb;}
.vc-info-card h3{font-weight:850;margin-bottom:24px;color:#111827;}
.vc-checklist{list-style:none;margin:0;padding:0;}
.vc-checklist li{position:relative;padding-left:34px;margin-bottom:18px;font-size:1.05rem;color:#374151;}
.vc-checklist li:last-child{margin-bottom:0;}
.vc-checklist li:before{content:"✓";position:absolute;left:0;top:1px;width:22px;height:22px;border-radius:50%;background:var(--vtc-blue-dark);color:#fff;display:flex;align-items:center;justify-content:center;font-size:.8rem;font-weight:700;}
.vc-benefits{padding:70px 0;background:#fff;}
.vc-benefit-card{height:100%;border-radius:24px;padding:30px;background:#f8fafc;border:1px solid #e5e7eb;}
.vc-benefit-card span{display:inline-flex;width:42px;height:42px;align-items:center;justify-content:center;border-radius:50%;background:var(--vtc-blue-dark);color:#fff;font-weight:850;margin-bottom:18px;}
.vc-benefit-card h3{font-size:1.25rem;font-weight:850;margin-bottom:10px;color:#111827;}
.vc-benefit-card p{color:#6b7280;margin:0;}
.vc-calculator-section{padding:80px 0 100px;background:#f3f6fa;}
.vc-calculator-shell{background:#fff;border-radius:32px;padding:28px;box-shadow:0 30px 80px rgba(15,23,42,.14);border:1px solid #e5e7eb;}
.vc-calculator-header{display:flex;justify-content:space-between;gap:20px;align-items:flex-start;margin-bottom:24px;}
.vc-calculator-header h2{font-weight:850;margin:0;color:#111827;}
.vc-secure-note{background:#f0fdf4;color:#166534;border-radius:999px;padding:9px 15px;font-size:.9rem;font-weight:800;white-space:nowrap;}
.vc-legal-note{margin-top:18px;font-size:.95rem;color:#4b5563;}
.vc-iframe-wrap{overflow:hidden;border-radius:24px;border:1px solid #e5e7eb;background:#fff;}
#psp_iframe{width:100%;min-height:760px;border:0;display:block;}
.vc-advisor-section{padding:80px 0;background:#edf2f8;}
.vc-advisor-intro{max-width:720px;margin:0 auto 32px;text-align:center;}
.vc-advisor-intro h2{font-weight:850;color:var(--vtc-blue-dark);margin-bottom:12px;}
@media(max-width:991px){.vc-pkv-hero h1{max-width:100%;}}
@media(max-width:768px){.vc-pkv-hero{padding:60px 0 45px;}.vc-pkv-hero h1{font-size:clamp(2.7rem,12vw,4rem);line-height:1;}.vc-info-card{padding:26px;border-radius:24px;}.vc-calculator-header{display:block;}.vc-secure-note{display:inline-block;margin-top:16px;}.vc-calculator-shell{padding:16px;border-radius:24px;}#psp_iframe{min-height:850px;}}